Terms of Use

Effective Date: November 4, 2026

These Terms of Use govern your access to and use of the Xtra Auto Center website, including its vehicle inventory and inventory search, credit application, Sell Your Auto and trade-in tools, vehicle locating requests, test-drive requests, referral and contact forms, text-message features, and other website services.

By accessing or using this website, you acknowledge that you have read and agree to these Terms of Use and our Privacy Policy. If you do not agree with these terms, please discontinue use of the website.

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Agreement Between the User and Xtra Auto Center

This website is operated for Xtra Auto Center LLC, doing business as Xtra Auto Center, located at 1401 N. Hobart St., Pampa, TX 79065.

The website is offered to you conditioned upon your acceptance of these Terms of Use and any additional notices, disclosures, or terms presented in connection with a particular form, tool, transaction, or service.

Your use of the website does not create a vehicle purchase agreement, financing agreement, warranty, agency relationship, fiduciary relationship, partnership, joint venture, employment relationship, or other contractual relationship unless Xtra Auto Center and the applicable parties enter into a separate written agreement.

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Eligibility and Intended Use

This website is intended for individuals who are legally capable of entering into binding agreements. Users under 18 should use the website only with the involvement and permission of a parent or legal guardian.

The website is intended primarily for customers and prospective customers seeking information about vehicles, in-house financing, trade-ins, selling a vehicle, vehicle locating, dealership programs, account services, and employment opportunities with Xtra Auto Center.

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Modification of These Terms

Xtra Auto Center may modify, update, or replace these Terms of Use periodically to reflect changes in the website, dealership services, technology, business practices, or legal requirements.

The effective date shown at the top of this page indicates when these terms were most recently revised. Your continued use of the website after revised terms are posted constitutes acceptance of the updated Terms of Use.

Additional or different terms may apply to credit applications, Buy Here Pay Here accounts, payments, vehicle purchases, vehicle sales to the dealership, referral programs, and other dealership programs.

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Website Information Is Provided for General Informational Purposes

The website is designed to provide general information about Xtra Auto Center, available vehicles, in-house financing, dealership programs, and related services.

Website content does not constitute legal, tax, financial, insurance, mechanical, or professional advice. You should consult an appropriate professional regarding advice specific to your circumstances.

Xtra Auto Center attempts to maintain accurate and current website information but does not guarantee that all descriptions, photographs, prices, specifications, payment examples, availability statements, or other content will always be complete, current, or free from error.

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Vehicle Inventory and Availability

Vehicle inventory changes frequently. A vehicle displayed on the website may already be sold, under contract, unavailable, removed from inventory, awaiting inspection or reconditioning, or otherwise unavailable when you submit an inquiry or visit the dealership.

Submitting an inquiry, scheduling a test drive, submitting a credit application, receiving a quote, or communicating with the dealership does not reserve or hold a vehicle unless Xtra Auto Center expressly agrees to do so in writing.

Results returned by the website's inventory search, including searches interpreted by automated search tools, are provided for convenience and may not include every matching vehicle or may include vehicles that do not match your request.

Please contact Xtra Auto Center at (806) 665-9872 to confirm a vehicle's current availability before visiting the dealership.

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Vehicle Descriptions, Photographs, and Specifications

Vehicle descriptions, photographs, videos, equipment lists, colors, mileage, trim levels, options, specifications, history information, and condition statements are provided for general informational purposes.

Information may be supplied by manufacturers, vehicle history providers, inventory software providers, prior owners, data vendors, or other third parties. Typographical errors, data transmission errors, image differences, and equipment discrepancies may occur.

Photographs may not show every feature, defect, cosmetic condition, accessory, or item included with a vehicle. Colors may also appear differently depending on lighting, photography, screen settings, and device characteristics.

Xtra Auto Center inspects vehicles before offering them for sale. That inspection does not replace your own review. Customers are responsible for personally inspecting the vehicle and confirming its condition, mileage, equipment, features, options, specifications, and included items before completing a purchase.

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Pricing, Taxes, Fees, and Payment Information

Prices and payment information displayed on the website are subject to change without notice and may not include applicable sales tax, title charges, registration fees, documentation fees, government fees, optional products, finance charges, or other amounts associated with a transaction. Where a documentation fee is shown with a vehicle listing, it is in addition to the displayed price.

Website prices, discounts, promotional terms, and availability are not final until confirmed by Xtra Auto Center and included in the applicable written transaction documents.

Any pricing error, data-entry error, typographical error, or system error may be corrected at any time, including after an inquiry or online submission has been received.

Submitting an inquiry, payment estimate request, or other online request does not require Xtra Auto Center to accept a proposed price, payment, trade value, or transaction structure.

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Financing and Credit Information

Xtra Auto Center offers Buy Here Pay Here financing, in which the dealership finances the vehicle directly. Financing is subject to application review, verification, dealership approval, vehicle eligibility, available programs, down-payment requirements, and execution of final financing documents.

Submission of a credit application does not guarantee approval, a particular interest rate, a specific payment amount, a particular down payment, or the availability of any vehicle.

Financing terms may vary based on income, employment, residence, vehicle selection, amount financed, down payment, term, account history, and other applicable factors.

The applicable retail installment contract, account agreement, and related disclosures will control the terms of any approved financing arrangement.

Any estimated payment provided through the website or by a dealership representative before signing is an informational estimate only. Actual payments, rates, terms, finance charges, and total costs may differ.

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Sell Your Auto and Trade-In Valuations

Any online trade-in value, estimated value, appraisal range, or preliminary offer to purchase your vehicle is informational and is not a binding purchase or trade-in offer.

A final value may depend on an in-person inspection, vehicle condition, mileage, equipment, title status, accident history, mechanical condition, market demand, payoff information, ownership documentation, and verification of the information submitted.

Xtra Auto Center may revise or withdraw a preliminary valuation if the vehicle's actual condition, history, equipment, mileage, payoff amount, ownership status, or other material information differs from the information provided online.

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Vehicle Locating Requests

Submitting a vehicle locating request asks Xtra Auto Center to search for a vehicle that fits the preferences you provide. A locating request does not guarantee that a matching vehicle will be found, that it will be available at a particular price, or that it will arrive by a particular date.

Submitting a locating request does not obligate you to purchase a vehicle, and it does not obligate Xtra Auto Center to acquire one.

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Test Drives and Dealership Visits

Test drives are subject to vehicle availability, confirmation by Xtra Auto Center, presentation of a valid driver's license, proof of insurance or other requested documentation, age requirements, safety considerations, and dealership policies.

Submitting a test-drive request does not guarantee that a particular vehicle or appointment time will be available. A dealership representative may contact you to confirm or reschedule your request.

Xtra Auto Center may refuse, limit, cancel, or terminate a test drive when reasonably necessary to protect people, vehicles, property, or dealership operations.

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Vehicle Condition, Buyers Guides, and Warranty Information

Used vehicles may show normal wear, prior repairs, cosmetic imperfections, mechanical wear, or other conditions associated with age, mileage, and previous use.

The Federal Trade Commission Buyers Guide displayed on or provided with a used vehicle identifies whether that vehicle is offered with a dealer warranty or without a dealer warranty and contains important warranty information.

The Buyers Guide and the final written purchase documents control over any inconsistent general website statement.

Any remaining manufacturer warranty, or any warranty or service contract offered with a particular vehicle, is subject to its own written terms, conditions, exclusions, limits, and claims procedures. Customers should carefully review those documents before purchase.

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Buy Here Pay Here Accounts and Payments

Buy Here Pay Here account terms, payment obligations, due dates, late fees, default provisions, vehicle-related obligations, and customer rights are governed by the customer's signed account and financing documents.

Any online payment option or third-party payment link made available is provided for convenience. Payment processing may be subject to separate terms imposed by the payment provider.

A payment should not be considered complete until it has been successfully processed, received, and credited to the applicable account.

Customers are responsible for confirming payment status and maintaining copies of payment confirmations. Website or payment-system unavailability does not automatically extend a payment due date or modify an account obligation.

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Referral and Customer Programs

Referral rewards, promotions, and other customer programs are subject to their published requirements, eligibility rules, verification procedures, availability, and any separate written program terms.

Xtra Auto Center may modify, suspend, or discontinue a voluntary promotional or referral program as permitted by law. Rewards or benefits are not earned until all applicable program requirements have been completed and verified.

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Employment Applications

Submitting an employment application through the website does not guarantee an interview, an offer of employment, or that a position is currently open. Information you submit will be used to evaluate your application as described in our Privacy Policy.

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Electronic Communications and Records

When you submit information electronically, you authorize Xtra Auto Center to receive, process, and respond to that submission electronically.

You agree that electronic records, confirmations, notices, and communications may satisfy applicable written-communication requirements to the extent permitted by law and any separate consent you provide.

Submitting an online form does not necessarily create an electronic signature or binding contract. A binding transaction is created only when all applicable parties complete and accept the required transaction documents.

You are responsible for maintaining an accurate email address, telephone number, mailing address, and other contact information.

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Telephone, Text-Message, and Email Communications

If you submit a form, use the website's text or chat tool, or otherwise request contact from Xtra Auto Center, the dealership and its authorized service providers may contact you to respond to your inquiry, credit application, test-drive request, account matter, payment issue, vehicle interest, trade-in or vehicle sale request, vehicle locating request, or other customer-service need.

Communications may occur by telephone, email, or text message using the contact information you provide, subject to applicable law and the consent language presented at the time of submission.

Consent to receive marketing calls or text messages is not a condition of purchasing a vehicle, obtaining financing, or receiving dealership services.

Where you separately provide the required consent, marketing communications may be delivered using automated technology, prerecorded messages, or artificial voice technology as permitted by law.

Message frequency varies. Message and data rates may apply. Carriers are not responsible for delayed or undelivered messages.

You may reply STOP to a text message to request that future text messages cease and reply HELP for assistance. You may unsubscribe from marketing emails using the unsubscribe link contained in the message.

No mobile information will be shared with third parties or affiliates for their own marketing or promotional purposes. Information may be shared with service providers or subcontractors that support customer service, communications, account servicing, and dealership operations.

An opt-out request does not prevent Xtra Auto Center from sending communications necessary to respond to an active inquiry, complete a requested transaction, service an account, process a payment, provide a required notice, or fulfill another non-marketing purpose.

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User Accounts and Account Security

Certain website or third-party services may require the creation or use of an account, username, password, access code, or verification process.

You are responsible for maintaining the confidentiality of your account credentials and for activity conducted through your account.

You agree to provide accurate information and promptly notify Xtra Auto Center or the applicable service provider if you believe your account, credentials, or personal information have been compromised or used without authorization.

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Acceptable Use of the Website

As a condition of using the website, you agree not to use it for any unlawful, fraudulent, abusive, deceptive, harmful, or prohibited purpose.

You may not:

• Submit false, misleading, fraudulent, or unauthorized information
• Impersonate another person or misrepresent your identity or authority
• Attempt to obtain financing, vehicle information, account information, or services through fraud or deception
• Access or attempt to access another person's account or personal information
• Interfere with the operation, availability, or security of the website
• Introduce viruses, malware, harmful code, automated attacks, or disruptive technologies
• Probe, scan, test, bypass, or defeat website security measures
• Use scraping, crawling, harvesting, bots, or automated systems without written permission
• Copy or extract inventory data for commercial resale, competitive use, or unauthorized publication
• Send spam, abusive messages, threats, or unlawful communications
• Use the website in a manner that infringes intellectual property, privacy, publicity, or other legal rights
• Overburden, disable, damage, impair, or disrupt the website or connected systems

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Intellectual Property

Unless otherwise stated, website text, graphics, logos, page designs, photographs, videos, software, interfaces, layout, and other original content are owned by or licensed to Xtra Auto Center and are protected by applicable intellectual property laws.

Vehicle manufacturer names, logos, model names, and trademarks belong to their respective owners. Their appearance on the website does not imply sponsorship or endorsement beyond the lawful identification or description of vehicles.

You may view and print reasonable portions of the website for personal, noncommercial use. You may not reproduce, republish, distribute, modify, sell, license, frame, mirror, or commercially exploit website content without prior written permission from the applicable rights holder.

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User-Submitted Content

If you submit comments, reviews, testimonials, customer survey responses, photographs, messages, or other content, you represent that you have the right to provide that content and that it does not violate any law or third-party right.

Unless a separate written agreement states otherwise, you grant Xtra Auto Center a nonexclusive, royalty-free right to use, reproduce, display, and communicate voluntarily submitted content for the purpose for which it was provided, including responding to your request, administering dealership services, and displaying an approved testimonial or review.

Xtra Auto Center is not required to publish, maintain, or retain user-submitted content and may remove content that is unlawful, misleading, abusive, infringing, irrelevant, or inconsistent with dealership standards.

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Links and Third-Party Services

The website contains or may contain links to third-party websites and services, including Google reviews, Google Maps, Google Translate, Facebook, LinkedIn, the website text and chat tool, vehicle-history providers, payment providers, and other external services.

The Espanol option on the website is provided through Google Translate. Automated translations may be incomplete or inaccurate. If a translated version differs from the English version, the English version controls.

Third-party websites and services are not controlled by Xtra Auto Center and may be governed by separate terms, privacy policies, security practices, fees, and eligibility requirements.

The inclusion of a link or third-party tool does not constitute a warranty or endorsement of all content, services, practices, representations, or products offered by that third party.

Xtra Auto Center is not responsible for the availability, accuracy, security, performance, content, or practices of third-party websites or services.

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Website Availability and Changes

Xtra Auto Center may modify, suspend, restrict, discontinue, or remove any portion of the website or website services at any time.

The website may be unavailable due to maintenance, service-provider interruptions, telecommunications failures, cybersecurity events, software errors, power outages, equipment failures, severe weather, or other circumstances.

Xtra Auto Center does not guarantee continuous, uninterrupted, timely, secure, or error-free access to the website.

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Disclaimer of Warranties

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Limitation of Liability

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Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless Xtra Auto Center and its owners, officers, employees, representatives, contractors, and service providers from claims, damages, losses, liabilities, and reasonable expenses arising from your unlawful use of the website, your violation of these Terms of Use, your infringement of another person's rights, or false or unauthorized information you submit.

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Termination and Access Restrictions

Xtra Auto Center may suspend, restrict, or terminate your access to the website or a website feature when reasonably necessary to protect users, accounts, vehicles, dealership operations, systems, data, or legal rights.

Provisions concerning intellectual property, disclaimers, liability limitations, indemnification, governing law, and other terms that logically survive termination will remain effective after access ends.

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Governing Law and Venue

To the maximum extent permitted by applicable law, these Terms of Use and disputes relating specifically to use of this website are governed by the laws of the State of Texas, without regard to conflict-of-law principles.

Any legal action relating specifically to these Terms of Use or use of the website must be brought in a court of competent jurisdiction serving Gray County, Texas, unless applicable law requires a different jurisdiction or venue.

Separate vehicle purchase, financing, account, warranty, service-contract, or other transaction documents may contain their own governing-law, dispute-resolution, arbitration, or venue provisions. Those specific transaction documents control disputes arising under those agreements.

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Severability

If any provision of these Terms of Use is determined to be invalid, unlawful, or unenforceable, that provision will be enforced to the greatest extent permitted, and the remaining provisions will continue in full force and effect.

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No Waiver

A failure by Xtra Auto Center to enforce a provision of these Terms of Use does not waive its right to enforce that provision or any other provision later.

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Assignment

You may not assign or transfer your rights or obligations under these Terms of Use without prior written permission from Xtra Auto Center.

Xtra Auto Center may assign or transfer these Terms of Use in connection with a business reorganization, sale, merger, transfer of website operations, or other lawful business transaction.

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Entire Agreement and Order of Control

These Terms of Use and the Privacy Policy constitute the general agreement governing use of the website.

If these Terms of Use conflict with a signed vehicle purchase agreement, retail installment contract, account agreement, Buyers Guide, warranty document, service contract, program agreement, payment-provider agreement, or another transaction-specific document, the transaction-specific document controls with respect to that transaction or service.

Website content does not modify a signed agreement unless the modification is made in a written document accepted by the parties authorized to modify that agreement.

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Contact Information