Xtra Auto Center LLC
Your Local Buy Here Pay Here Dealership for Quality Used Cars, Trucks, Vans and SUVs
Welcome to Xtra Auto Center LLC, your trusted destination for quality used cars, trucks, vans, and SUVs in the Tampa Bay area. From the moment you visit our lot or browse our inventory online, you will see why customers from Tampa, Brandon, Riverview, Plant City, Wesley Chapel, Clearwater, and St. Petersburg choose us for their next vehicle.
We specialize in Buy Here Pay Here financing and in-house financing designed to help drivers from all backgrounds get behind the wheel of a dependable pre-owned vehicle. Whether you have experienced credit challenges in the past, are a first-time buyer, or simply want a straightforward way to purchase your next car, we make the process simple, transparent, and stress free.
Our goal is straightforward. We focus on your future, not your past.
Why Choose Xtra Auto Center?
Buying a vehicle should be an exciting experience, not a stressful one. At Xtra Auto Center, we have built our business around honesty, transparency, and flexibility. Here is what sets us apart:
- Buy Here Pay Here Advantage - Your financing is handled in-house, allowing for greater flexibility and faster decisions.
- Support for All Situations - We believe everyone deserves reliable transportation, regardless of credit history.
- Wide Selection - Browse our ever changing inventory of cars, trucks, vans, and SUVs.
- Fast, Friendly Service - Our team treats every customer with respect and professionalism.
- Convenient Online Tools - From browsing inventory to scheduling a test drive, you can begin the process online at any time.
Serving the Greater Tampa Bay Area
We are proud to serve customers across the Tampa Bay region. Our convenient location and reputation for flexible financing bring in drivers from:
- Tampa, FL
- Brandon, FL
- Riverview, FL
- Plant City, FL
- Wesley Chapel, FL
- Clearwater, FL
- St. Petersburg, FL
No matter where you are coming from, we are committed to providing a dealership experience that is worth the visit.
Our Buy Here Pay Here Advantage
The Buy Here Pay Here model means we finance you directly, without a bank or outside lender involved. That allows for:
- Faster Decisions - No waiting days for outside approval.
- Accessible Options - Even if you have experienced bankruptcies, repossessions, or missed payments in the past, we evaluate your current situation.
- Flexible Terms - Payment structures designed around your circumstances.
Our in-house financing is ideal for customers who want to avoid the traditional hurdles of used car buying. Instead of focusing solely on past credit history, we look at your present ability and future potential.
A Large Selection of Quality Pre-Owned Vehicles
At Xtra Auto Center, we carry a wide variety of makes and models, including:
- Fuel efficient sedans for commuting
- Pickup trucks for work or recreation
- SUVs for families and daily driving
- Vans for growing households or business needs
Every vehicle is inspected before being offered for sale to help ensure reliability and peace of mind. You can browse our current inventory online at any time.
Customer Testimonials
We believe our customers speak for us. Visit our testimonials page to see what others have said about their experience with Xtra Auto Center.
Online Tools for a Simplified Experience
We make it easy to start your vehicle buying journey from home:
- Schedule a Test Drive
- Find Your Vehicle
- Sell or Trade Your Vehicle
- Refer a Friend
- Employment Opportunities
Our Commitment to the Community
Xtra Auto Center is proud to be part of the Tampa Bay community. We look for opportunities to support local initiatives and serve the customers who make our business possible.
Meet Our Team
Behind every vehicle sale is a dedicated team of professionals. Visit our staff page to meet the individuals who are ready to assist you from start to finish.
Contact Us Today
Whether you are ready to purchase, have questions about financing, or want to learn more about our inventory, our team is here to help. Contact us online, call us directly, or visit our dealership in person.
We look forward to helping you focus on your future, not your past.
Xtra Auto Center is a pre-owned auto dealer in Pampa Texas. We carry a great selection of Pampa used cars for sale. As a buy here pay here Texas auto dealer we can get you approved and back on the road today. Call today or apply online now for quick and easy Texas auto financing. At Xtra Auto Center, we feel that we have the best used Cars, Trucks, SUVs and Vans in Pampa Texas. If you are looking for a slightly used or pre-owned vehicle you have come to the right place. Here at Xtra Auto Center in Pampa Texas, we offer "Buy Here Pay Here" auto financing to consumers in Pampa Texas with bruised credit, damaged credit or just plain bad credit. Traditionally the type of inventory that most BHPH dealers stock is late model and have high mileage, but here at Xtra Auto Center we make sure to stock the best used cars in all of Pampa TX. Do you have Bad Credit? If so that's ok! Have you ever been divorced or had a repossession, again that's ok because here at Xtra Auto Center we offer Buy Here Pay Here auto financing to all residents in Pampa. Here at Xtra Auto Center we understand your situation and are willing to help you get into the Car, Truck, SUV or Van of your dreams today! If you need an auto loan in Pampa TX then you have found the right place, wither your one of our many repeat customers or you're a first time car buyer in Pampa TX with bad/baby credit or have things on your credit report that are holding you back from your automotive dreams then come down to see us at Xtra Auto Center, we will make sure to get you into the car that you deserve at the price you can afford. We feel that we have the best used Cars, Trucks, SUVs and Vans in all of Pampa TX. We offer the best Buy Here Pay Here deals in all of Pampa TX then other Buy Here Pay Here dealer. Here at Xtra Auto Center you will notice the difference, we take pride in our inventory and it shows! We make sure to go the extra mile to make sure that all our customers are completely satisfied with vehicle that they drive home with. Most BHPH dealers just want to make a quick buck and leave you fighting for funds. They will sell you an automobile that will run for a couple months and then break down on you and still leave you with that annoying monthly payment. Well not at Xtra Auto Center, we make sure to run all our Cars, Trucks, SUVs and Vans through an extremely rigorous inspection before we stamp the Xtra Auto Center name on any vehicle on our lot! BHPH "Buy Here Pay Here" means that no traditional bank approval is necessary to purchase a vehicle at Xtra Auto Center. Even if your FICO score is less than 600, which would traditionally prohibit a resident from Pampa TX from buying a vehicle, well here at Xtra Auto Center we will go the extra mile to make sure that you drive off the lot in an amazing Car, Truck, SUV or Van. So what are you waiting for come on down to Xtra Auto Center located at 807 West Foster Avenue Pampa Texas 79065 today and see how we are becoming the best BHPH dealer in Pampa TX!
Xtra Auto Center
1401 N. Hobart
Pampa, Texas 79065
